GLIMMER FUTURE
Glimmer Future is for those who would rather deposit at once than save month by month. You make a single deposit, your gold rate gets locked on that day, and you have up to a year to choose your jewellery. With a making charge waiver of up to 25%, it also carries the highest benefit of all three Glimmer plans.
Customers can exchange their old gold and receive new 916 HUID hallmarked gold jewellery after 11 months with zero making charges, subject to the following terms:
Plan Details
- Old gold of any purity can be exchanged after proper testing and valuation.
- The Weight of old gold will be calculated after deducting applicable wastage or impurities.
- The Gold weight will be enrolled in a gold purchase scheme for a tenure of 11 months.
- Upon completion of 11 months, the customer is eligible to purchase 916 HUID hallmarked gold jewellery without any making charges.
- Enjoy No Making Charges on Gold (Up to 25% VA), the benefit of zero making charges is applicable only at the time of maturity and cannot be claimed earlier.
- Customization is permitted under this plan. Stone charges and GST and will be charged separately on an actual-cost basis.
- The scheme is non-transferable and valid only for the registered customer.
- In case of early withdrawal, benefits such as zero making charges may not apply.
- This plan does not apply to diamond, platinum, or other high-value jewellery items.
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TERMS & CONDITIONS
- The scheme duration is strictly fixed, and no extensions will be permitted under any circumstances.
- Current offers, promotions, or discounts cannot be combined with jewellery purchases made under this scheme.
- Cash or bank transfer refunds are not permitted under any circumstances under this scheme.
- Customer can make the payments through Cash NEFT/ RTGS/ UPI/ Cheques / ARABIAN OFFICAL APP.
- As per government rules, combining multiple accounts paid in cash is not allowed if the total cash payments exceed Rs.1,99,000.00
- Regular monthly payments must be maintained to retain eligibility for the plan benefits
- Valid identification proof is mandatory at the time of account opening and redemption.
- The agreement must also be submitted at the time of scheme closure for verification and settlement.
- In the event of an address change or loss of the customer agreement, the customer must inform promptly, and updated KYC documentation is required for the issuance of a new agreement.
- Customer signature will be verified upon jewellery purchase.
- Stone charges will be applicable as per the selected jewellery design.
- Early withdrawal before the maturity of the plan is not permitted. If a customer terminates the plan prematurely all scheme benefits will be forfeited.
- A nominee is eligible to purchase under this scheme only upon receipt of official communication from the customer.
- GST charges will be applicable as per prevailing government regulations.
- The company reserves the right to modify, add, or remove any terms and conditions as deemed necessary, without prior notice.
- All disputes shall be subject to the jurisdiction of the Hon'ble High Court of Ernakulam.
- Customers can nominate a family member who is authorized to purchase/redeem the scheme on their behalf. The nominee must carry valid ID proof and an authorization letter from the customer at the time of redemption.